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This page in our site contains various articles on Hot Topics in the insurance industry with a particular emphasis on personal and business disability policies.  These articles have all been published in professional trade journals in various states.  New articles will be added to this section as they become available.

 

Click on the buttons above or on the links below to access the articles of interest to you.  Currently available articles include:

bullet"Group Disability Insurance:  Understanding its limitations"   by David M. Richards
bullet"What's up with Own-Occupation Clauses..." by David M. Richards
bullet"The Un-Funded Buy-Sell Agreement - A Ticking Time Bomb" by David M. Richards
bullet"Overhead Disability Insurance..." by David M. Richards
bullet"Return of Premium Disability Insurance - The Black Hole"  by David M. Richards

 

Be sure to call Dave Richards today for information and a detailed proposal.  Remember, you can also request information online through our Information Request page.